Closing costs you should expect

 Metro Properties can walk you through closing - 800-252-6633
There are certain standard costs linked to closing the sale of a house. These fees are often split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your process.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, we'll not only work to get the very best sales price, but we'll also campaign for reduced closing costs. And once we've reached an agreement, we'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing a house in Naples, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a tolerable range so you're not shocked when you show up at closing time. We'll be happy to go over the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Don't forget to factor in closing costs when considering a home sale or purchase. Metro Properties is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 800-252-6633 if your needs include a real estate pro ready for the business side of real estate.

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